:root {
  --navy: #071d33;
  --navy-soft: #0e3150;
  --blue: #176f9a;
  --gold: #d6a64b;
  --gold-soft: #f5dfac;
  --rose: #d96d88;
  --green: #75b79b;
  --paper: #fffaf2;
  --white: #ffffff;
  --ink: #102a3c;
  --muted: #607586;
  --line: #e6edf0;
  --shadow: 0 18px 50px rgba(7, 29, 51, 0.14);
  --radius: 8px;
  --max: 1160px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Tahoma, "Noto Sans Thai", Arial, sans-serif;
  line-height: 1.7;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 14px clamp(16px, 4vw, 48px);
  background: rgba(255, 250, 242, 0.92);
  border-bottom: 1px solid rgba(230, 237, 240, 0.86);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
}

.brand-icon {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--navy);
  background: linear-gradient(135deg, #fff4cd, var(--gold));
  border: 1px solid rgba(214, 166, 75, 0.5);
  border-radius: 50%;
  font-size: 1.16rem;
  font-weight: 900;
}

.brand strong,
.brand small {
  display: block;
  line-height: 1.25;
}

.brand strong {
  font-size: 1rem;
}

.brand small {
  color: var(--muted);
  font-size: 0.78rem;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 18px;
  color: #3d5363;
  font-size: 0.95rem;
}

.site-nav a {
  white-space: nowrap;
}

.nav-call {
  padding: 9px 15px;
  color: var(--white);
  background: var(--navy);
  border-radius: 999px;
  font-weight: 700;
}

.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  padding: 9px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.nav-toggle span {
  display: block;
  height: 2px;
  margin: 5px 0;
  background: var(--navy);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 32px clamp(16px, 4vw, 48px) 70px;
  background:
    linear-gradient(145deg, rgba(7, 29, 51, 0.99) 0%, rgba(10, 45, 73, 0.98) 64%, rgba(23, 111, 154, 0.9) 100%),
    radial-gradient(circle at 18% 16%, rgba(214, 166, 75, 0.22), transparent 32%),
    radial-gradient(circle at 86% 76%, rgba(217, 109, 136, 0.15), transparent 28%),
    var(--navy);
}

.hero-inner {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  align-items: center;
  gap: 34px;
  width: min(var(--max), 100%);
  min-height: clamp(620px, calc(100vh - 150px), 760px);
  margin: 0 auto;
}

.hero-copy {
  color: var(--white);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin: 0 0 10px;
  color: var(--gold);
  font-size: 0.84rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.mini-icon {
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  background: rgba(255, 245, 203, 0.18);
  border: 1px solid rgba(214, 166, 75, 0.28);
  border-radius: 50%;
  font-size: 1rem;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 720px;
  margin-bottom: 18px;
  font-size: clamp(2.1rem, 4.25vw, 4.05rem);
  line-height: 1.12;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 14px;
  font-size: clamp(1.65rem, 3vw, 2.85rem);
  line-height: 1.22;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 9px;
  font-size: 1.1rem;
  line-height: 1.35;
}

.hero-lead {
  max-width: 610px;
  color: rgba(255, 255, 255, 0.84);
  font-size: 1.08rem;
}

.hero-actions,
.contact-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 20px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-weight: 900;
  line-height: 1.2;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.button:hover {
  transform: translateY(-1px);
}

.button.primary {
  color: var(--navy);
  background: linear-gradient(135deg, #fff5cb, var(--gold));
  box-shadow: 0 16px 34px rgba(214, 166, 75, 0.28);
}

.button.ghost {
  color: var(--white);
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.25);
}

.button.line {
  color: #245f4d;
  background: #eafaf3;
  border-color: #bfe5d4;
}

.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.hero-points span {
  padding: 8px 12px;
  color: #f7e6b9;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(245, 223, 172, 0.22);
  border-radius: 999px;
  font-size: 0.9rem;
}

.hero-visual {
  overflow: hidden;
  background: #05182a;
  border: 1px solid rgba(245, 223, 172, 0.26);
  border-radius: var(--radius);
  box-shadow: 0 22px 70px rgba(0, 0, 0, 0.32);
  transform: translateY(8px);
}

.hero-visual img {
  width: 100%;
  height: auto;
}

.quick-bar {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  width: min(var(--max), calc(100% - 32px));
  margin: -34px auto 0;
  padding: 18px 20px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.quick-bar strong,
.quick-bar span {
  display: block;
}

.quick-bar span {
  color: var(--muted);
}

.quick-bar a {
  flex: 0 0 auto;
  padding: 11px 16px;
  color: var(--white);
  background: var(--blue);
  border-radius: 999px;
  font-weight: 900;
}

.section {
  width: min(var(--max), calc(100% - 32px));
  margin: 0 auto;
  padding: 84px 0;
}

.section-heading {
  max-width: 760px;
  margin-bottom: 34px;
}

.section-heading p,
.feature-card p,
.plan-board p,
.compare-card li,
.scenario-grid p,
.advisor-card p,
.faq-list p,
.contact-panel p {
  color: var(--muted);
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.feature-card,
.plan-board article,
.scenario-grid article,
.compare-card,
.faq-list details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 12px 36px rgba(7, 29, 51, 0.06);
}

.feature-card {
  position: relative;
  overflow: hidden;
  min-height: 260px;
  padding: 24px 24px 104px;
}

.feature-card span {
  display: inline-grid;
  place-items: center;
  width: 54px;
  height: 54px;
  margin-bottom: 18px;
  color: var(--navy);
  background: linear-gradient(135deg, #fff6d8, var(--gold-soft));
  border: 1px solid rgba(214, 166, 75, 0.35);
  border-radius: 50%;
  font-size: 1.45rem;
  font-weight: 900;
}

.card-illustration {
  position: absolute;
  right: 18px;
  bottom: 16px;
  width: 128px;
  height: 64px;
  border-radius: 18px;
  background: linear-gradient(135deg, #fff8df, #f5dfac);
  border: 1px solid rgba(214, 166, 75, 0.28);
  box-shadow: 0 12px 28px rgba(7, 29, 51, 0.08);
}

.card-illustration::before,
.card-illustration::after {
  content: "";
  position: absolute;
  border-radius: 999px;
}

.card-illustration b,
.card-illustration i,
.card-illustration em {
  position: absolute;
  display: block;
  font-style: normal;
}

.bill-illustration b {
  left: 18px;
  top: 14px;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #0f5b75;
  background: #ffffff;
  border-radius: 50%;
  font-weight: 900;
}

.bill-illustration i {
  right: 18px;
  top: 13px;
  width: 48px;
  height: 38px;
  background:
    linear-gradient(#78bfdb 0 0) 10px 10px / 28px 4px no-repeat,
    linear-gradient(#f0a85f 0 0) 10px 21px / 22px 4px no-repeat,
    #ffffff;
  border: 1px solid #d8e9ef;
  border-radius: 8px;
}

.bill-illustration em {
  right: 8px;
  bottom: 4px;
  color: #d96d88;
  font-size: 1.25rem;
  font-weight: 900;
}

.emergency-illustration {
  background: linear-gradient(135deg, #fff1ef, #ffe1d7);
}

.emergency-illustration b {
  left: 16px;
  top: 14px;
  font-size: 1.85rem;
}

.emergency-illustration i {
  right: 16px;
  bottom: 15px;
  width: 64px;
  height: 28px;
  background:
    radial-gradient(circle at 16px 28px, #0f5b75 0 6px, transparent 7px),
    radial-gradient(circle at 50px 28px, #0f5b75 0 6px, transparent 7px),
    linear-gradient(90deg, #ffffff 0 42%, #d96d88 42% 100%);
  border: 1px solid #f0c0b6;
  border-radius: 8px 14px 8px 8px;
}

.emergency-illustration em {
  right: 24px;
  top: 13px;
  width: 18px;
  height: 12px;
  background: #78bfdb;
  border-radius: 4px 4px 0 0;
}

.family-illustration {
  background: linear-gradient(135deg, #eef9f3, #dff4eb);
}

.family-illustration b {
  left: 18px;
  top: 10px;
  color: #d96d88;
  font-size: 2rem;
  font-weight: 900;
}

.family-illustration i {
  right: 20px;
  top: 14px;
  width: 48px;
  height: 42px;
  background:
    radial-gradient(circle at 14px 10px, #0f5b75 0 7px, transparent 8px),
    radial-gradient(circle at 34px 10px, #0f5b75 0 7px, transparent 8px),
    radial-gradient(circle at 24px 18px, #f0a85f 0 6px, transparent 7px),
    linear-gradient(#75b79b 0 0) 8px 24px / 32px 16px no-repeat;
}

.family-illustration em {
  right: 12px;
  bottom: 9px;
  width: 38px;
  height: 38px;
  border: 3px solid rgba(117, 183, 155, 0.48);
  border-radius: 50% 50% 46% 46%;
}

.plan-illustration {
  background: linear-gradient(135deg, #eef8ff, #dff0f7);
}

.plan-illustration b {
  left: 18px;
  top: 14px;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  color: #ffffff;
  background: #75b79b;
  border-radius: 50%;
  font-size: 1.35rem;
  font-weight: 900;
}

.plan-illustration i {
  right: 18px;
  top: 12px;
  width: 48px;
  height: 42px;
  background:
    linear-gradient(#176f9a 0 0) 10px 12px / 28px 4px no-repeat,
    linear-gradient(#d6a64b 0 0) 10px 23px / 22px 4px no-repeat,
    #ffffff;
  border: 1px solid #cde4ed;
  border-radius: 8px;
}

.plan-illustration em {
  right: 50px;
  top: 5px;
  width: 20px;
  height: 8px;
  background: #d96d88;
  border-radius: 999px;
}

.split-section,
.scenario-section {
  width: 100%;
  max-width: none;
  padding-inline: max(16px, calc((100% - var(--max)) / 2));
  background: #ffffff;
}

.plan-board {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  counter-reset: plan;
}

.plan-board article {
  position: relative;
  overflow: hidden;
  min-height: 288px;
  padding: 24px 24px 102px;
}

.plan-icon,
.scenario-icon {
  display: grid;
  place-items: center;
  width: 50px;
  height: 50px;
  margin-bottom: 16px;
  background: #f8efe1;
  border: 1px solid rgba(214, 166, 75, 0.24);
  border-radius: 50%;
  font-size: 1.38rem;
}

.plan-mini,
.scenario-mini {
  width: 116px;
  height: 58px;
  right: 18px;
  bottom: 16px;
}

.work-benefit-illustration {
  background: linear-gradient(135deg, #eef8ff, #dff0f7);
}

.work-benefit-illustration b {
  left: 14px;
  top: 12px;
  font-size: 1.65rem;
}

.work-benefit-illustration i {
  right: 16px;
  bottom: 12px;
  width: 48px;
  height: 34px;
  background:
    linear-gradient(#176f9a 0 0) 9px 10px / 30px 4px no-repeat,
    linear-gradient(#75b79b 0 0) 9px 21px / 22px 4px no-repeat,
    #ffffff;
  border: 1px solid #cde4ed;
  border-radius: 7px;
}

.work-benefit-illustration em {
  right: 43px;
  top: 5px;
  width: 18px;
  height: 9px;
  background: #f0a85f;
  border-radius: 999px;
}

.health-check-illustration {
  background: linear-gradient(135deg, #eef9f3, #dff4eb);
}

.health-check-illustration b {
  left: 14px;
  top: 13px;
  font-size: 1.7rem;
}

.health-check-illustration i {
  right: 16px;
  top: 13px;
  width: 46px;
  height: 34px;
  background:
    radial-gradient(circle at 15px 17px, transparent 0 6px, #75b79b 7px 9px, transparent 10px),
    linear-gradient(#d96d88 0 0) 26px 15px / 14px 4px no-repeat,
    #ffffff;
  border: 1px solid #cfe8db;
  border-radius: 9px;
}

.health-check-illustration em {
  right: 20px;
  bottom: 7px;
  width: 44px;
  height: 4px;
  background: #75b79b;
  border-radius: 999px;
}

.budget-illustration {
  background: linear-gradient(135deg, #fff8df, #f8e3b5);
}

.budget-illustration b {
  left: 16px;
  top: 13px;
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  color: #0f5b75;
  background: #ffffff;
  border-radius: 50%;
  font-weight: 900;
}

.budget-illustration i {
  right: 16px;
  top: 18px;
  width: 46px;
  height: 24px;
  background:
    radial-gradient(circle at 22px 12px, #f5dfac 0 7px, transparent 8px),
    linear-gradient(90deg, #75b79b, #d6a64b);
  border-radius: 999px;
  box-shadow: -10px 8px 0 rgba(117, 183, 155, 0.28);
}

.budget-illustration em {
  right: 10px;
  top: 11px;
  width: 18px;
  height: 18px;
  background: #75b79b;
  border-radius: 50%;
}

.document-illustration {
  background: linear-gradient(135deg, #f5f2ff, #e9e3ff);
}

.document-illustration b {
  left: 16px;
  top: 13px;
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  color: #ffffff;
  background: #75b79b;
  border-radius: 50%;
  font-size: 1.25rem;
  font-weight: 900;
}

.document-illustration i {
  right: 17px;
  top: 10px;
  width: 42px;
  height: 40px;
  background:
    linear-gradient(#176f9a 0 0) 9px 12px / 24px 4px no-repeat,
    linear-gradient(#d6a64b 0 0) 9px 23px / 18px 4px no-repeat,
    #ffffff;
  border: 1px solid #d7d0f4;
  border-radius: 8px;
}

.document-illustration em {
  right: 49px;
  top: 7px;
  width: 18px;
  height: 8px;
  background: #d96d88;
  border-radius: 999px;
}

.compare-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.compare-card {
  padding: 28px;
}

.compare-card.highlighted {
  color: var(--white);
  background: linear-gradient(145deg, var(--navy), var(--navy-soft));
  border-color: rgba(245, 223, 172, 0.25);
}

.compare-card.highlighted li {
  color: rgba(255, 255, 255, 0.82);
}

.compare-card.highlighted .tag {
  color: #073554;
  background: linear-gradient(135deg, #fff9df, #f2c45d);
  border: 1px solid rgba(255, 255, 255, 0.36);
  box-shadow: 0 8px 20px rgba(214, 166, 75, 0.16);
}

.tag {
  display: inline-flex;
  margin-bottom: 12px;
  padding: 6px 11px;
  color: var(--blue);
  background: #edf8fc;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 900;
}

.compare-card ul {
  display: grid;
  gap: 10px;
  margin: 18px 0 0;
  padding-left: 20px;
}

.money-visual {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 12px 14px;
  margin: 18px 0 8px;
  padding: 16px;
  border-radius: var(--radius);
}

.money-emoji {
  grid-row: span 2;
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  font-size: 1.75rem;
}

.money-visual strong {
  font-size: 1rem;
  line-height: 1.35;
}

.money-meter {
  position: relative;
  overflow: hidden;
  height: 13px;
  background: rgba(255, 255, 255, 0.18);
  border-radius: 999px;
}

.money-meter span {
  display: block;
  height: 100%;
  border-radius: inherit;
}

.money-safe {
  background: rgba(117, 183, 155, 0.13);
  border: 1px solid rgba(117, 183, 155, 0.28);
}

.money-safe .money-emoji {
  background: rgba(255, 245, 203, 0.18);
  border: 1px solid rgba(245, 223, 172, 0.28);
}

.money-safe .money-meter span {
  width: 88%;
  background: linear-gradient(90deg, #77d6aa, #f5dfac);
}

.money-safe strong {
  color: #fff5c9;
}

.money-drain {
  background: #fff6f3;
  border: 1px solid #f4d8cf;
}

.money-drain .money-emoji {
  background: #fff0ea;
  border: 1px solid #f1c4b8;
}

.money-drain .money-meter {
  background: #eadfe0;
}

.money-drain .money-meter span {
  width: 28%;
  background: linear-gradient(90deg, #d96d88, #f0a35f);
}

.money-drain strong {
  color: #a64b5f;
}

.scenario-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.scenario-grid article {
  position: relative;
  overflow: hidden;
  min-height: 254px;
  padding: 24px 24px 98px;
  border-top: 4px solid var(--rose);
}

.scenario-icon {
  background: #fff0f5;
  border-color: rgba(217, 109, 136, 0.24);
}

.sick-illustration {
  background: linear-gradient(135deg, #fff6e7, #ffe8c6);
}

.sick-illustration b {
  left: 15px;
  top: 12px;
  font-size: 1.7rem;
}

.sick-illustration i {
  right: 18px;
  top: 13px;
  width: 44px;
  height: 34px;
  background:
    radial-gradient(circle at 14px 14px, #d96d88 0 5px, transparent 6px),
    linear-gradient(#176f9a 0 0) 24px 13px / 14px 4px no-repeat,
    #ffffff;
  border: 1px solid #f3d3a7;
  border-radius: 10px;
}

.sick-illustration em {
  right: 14px;
  bottom: 8px;
  width: 42px;
  height: 5px;
  background: #f0a85f;
  border-radius: 999px;
}

.surgery-illustration {
  background: linear-gradient(135deg, #eef8ff, #dff0f7);
}

.surgery-illustration b {
  left: 14px;
  top: 12px;
  font-size: 1.7rem;
}

.surgery-illustration i {
  right: 15px;
  top: 13px;
  width: 48px;
  height: 34px;
  background:
    linear-gradient(#d96d88 0 0) 19px 8px / 10px 18px no-repeat,
    linear-gradient(#d96d88 0 0) 15px 12px / 18px 10px no-repeat,
    #ffffff;
  border: 1px solid #cde4ed;
  border-radius: 8px;
}

.surgery-illustration em {
  right: 44px;
  bottom: 8px;
  width: 28px;
  height: 5px;
  background: #75b79b;
  border-radius: 999px;
}

.hospital-stay-illustration {
  background: linear-gradient(135deg, #f6f0ff, #eadfff);
}

.hospital-stay-illustration b {
  left: 15px;
  top: 13px;
  font-size: 1.7rem;
}

.hospital-stay-illustration i {
  right: 15px;
  bottom: 13px;
  width: 54px;
  height: 26px;
  background:
    radial-gradient(circle at 12px 11px, #176f9a 0 6px, transparent 7px),
    linear-gradient(#ffffff 0 0) 22px 7px / 26px 12px no-repeat,
    #75b79b;
  border-radius: 8px;
}

.hospital-stay-illustration em {
  right: 18px;
  top: 12px;
  width: 46px;
  height: 7px;
  background: #d6a64b;
  border-radius: 999px;
}

.income-illustration {
  background: linear-gradient(135deg, #fff1ef, #ffe1d7);
}

.income-illustration b {
  left: 14px;
  top: 12px;
  font-size: 1.7rem;
}

.income-illustration i {
  right: 15px;
  top: 16px;
  width: 52px;
  height: 28px;
  background:
    linear-gradient(#d96d88 0 0) 8px 18px / 36px 5px no-repeat,
    linear-gradient(90deg, #75b79b 0 60%, #f0a85f 60% 100%);
  border-radius: 8px;
}

.income-illustration em {
  right: 18px;
  top: 8px;
  width: 18px;
  height: 18px;
  border-right: 4px solid #d96d88;
  border-bottom: 4px solid #d96d88;
  transform: rotate(45deg);
}

.audience-section {
  padding-bottom: 52px;
}

.audience-list {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.audience-list span {
  padding: 13px 16px;
  background: #eef8f3;
  border: 1px solid #d4eadf;
  border-radius: 999px;
  color: #245f4d;
  font-weight: 800;
}

.advisor-section {
  padding-top: 22px;
}

.advisor-card {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 26px;
  padding: clamp(28px, 5vw, 46px);
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(7, 29, 51, 0.96), rgba(14, 49, 80, 0.94)),
    var(--navy);
  border: 1px solid rgba(245, 223, 172, 0.22);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.advisor-card p {
  max-width: 720px;
  color: rgba(255, 255, 255, 0.78);
}

.faq-list {
  display: grid;
  gap: 12px;
}

summary {
  cursor: pointer;
  padding: 18px 22px;
  font-weight: 900;
  list-style: none;
}

summary::-webkit-details-marker {
  display: none;
}

summary::after {
  content: "+";
  float: right;
  color: var(--gold);
  font-size: 1.3rem;
  line-height: 1;
}

details[open] summary::after {
  content: "-";
}

.faq-list p {
  margin: 0;
  padding: 0 22px 20px;
}

.contact-section {
  padding: 80px 16px;
  background:
    linear-gradient(135deg, rgba(23, 111, 154, 0.15), rgba(217, 109, 136, 0.16)),
    #fffdf8;
}

.contact-panel {
  width: min(900px, 100%);
  margin: 0 auto;
  padding: clamp(30px, 6vw, 58px);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  text-align: center;
}

.contact-actions {
  justify-content: center;
}

.site-footer {
  display: grid;
  gap: 6px;
  padding: 28px 16px 98px;
  color: var(--muted);
  background: var(--white);
  border-top: 1px solid var(--line);
  text-align: center;
}

.site-footer strong {
  color: var(--ink);
}

.floating-call {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 60;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 18px;
  color: var(--navy);
  background: linear-gradient(135deg, #fff5cb, var(--gold));
  border: 1px solid rgba(214, 166, 75, 0.4);
  border-radius: 999px;
  box-shadow: 0 14px 36px rgba(7, 29, 51, 0.24);
  font-weight: 900;
}

@media (max-width: 1020px) {
  .site-nav {
    position: absolute;
    top: calc(100% + 1px);
    right: 16px;
    left: 16px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    padding: 18px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
  }

  .site-header.nav-open .site-nav {
    display: flex;
  }

  .nav-toggle {
    display: block;
  }

  .hero {
    background:
      linear-gradient(180deg, rgba(7, 29, 51, 0.99), rgba(10, 45, 73, 0.96)),
      var(--navy);
  }

  .hero-inner {
    grid-template-columns: 1fr;
    min-height: auto;
    padding-top: 22px;
  }

  .benefit-grid,
  .plan-board,
  .scenario-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .advisor-card {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .site-header {
    padding-inline: 14px;
  }

  .hero {
    padding: 22px 14px 58px;
  }

  .hero-inner {
    gap: 24px;
  }

  .hero-actions .button,
  .contact-actions .button,
  .advisor-card .button {
    width: 100%;
  }

  .quick-bar {
    display: grid;
    margin-top: -24px;
  }

  .quick-bar a {
    text-align: center;
  }

  .section {
    width: min(100% - 28px, var(--max));
    padding: 62px 0;
  }

  .benefit-grid,
  .plan-board,
  .compare-grid,
  .scenario-grid {
    grid-template-columns: 1fr;
  }

  .feature-card {
    min-height: auto;
  }

  .audience-list span {
    width: 100%;
    border-radius: var(--radius);
  }

  .floating-call {
    right: 14px;
    left: 14px;
  }
}